On RPG bulletin board I never heard of there is a discussion of too powerful real life characters. A role playing game is balanced by not letting characters become too powereful and flexible. Here are 2 character descriptions.
GM: "This is getting a little ridiculous. You maxed out your skill in Bluff, Oratory, Instruction, Drawing, Musical Instrument: Drums, Nuclear Physics, Quantum Theory ... and Lockpicking? I like your character concept, but they don't give a Nobel Prize in lockpicking."
Richard Feyman
Okay, so I decided you guys could all be really high-point characters and all for this player vs. player game, and even powergame and min-max, but you really screwed it up. I didn't expect you to put 99% of your points in Henchmen. How the hell did this guy survive until this point? He has no Wealth score, no skills, etc. Even the skills your background mentions have ranks of zero. How does a character with an "Uncreative" disadvantage and no skill ranks in Art or Writing make a living like that? I'm also pretty sure it's unrealistic to have that many ranks in Oration with negative ranks in every other social skill. All those psychological disadvantages you're stacking are a little powergamerish, but they'll cripple you as being a threat to the other three players. What, you're banking on lots of lucky rolls and being underestimated? Yeah, right.
GM: "This is getting a little ridiculous. You maxed out your skill in Bluff, Oratory, Instruction, Drawing, Musical Instrument: Drums, Nuclear Physics, Quantum Theory ... and Lockpicking? I like your character concept, but they don't give a Nobel Prize in lockpicking."
Richard Feyman
Okay, so I decided you guys could all be really high-point characters and all for this player vs. player game, and even powergame and min-max, but you really screwed it up. I didn't expect you to put 99% of your points in Henchmen. How the hell did this guy survive until this point? He has no Wealth score, no skills, etc. Even the skills your background mentions have ranks of zero. How does a character with an "Uncreative" disadvantage and no skill ranks in Art or Writing make a living like that? I'm also pretty sure it's unrealistic to have that many ranks in Oration with negative ranks in every other social skill. All those psychological disadvantages you're stacking are a little powergamerish, but they'll cripple you as being a threat to the other three players. What, you're banking on lots of lucky rolls and being underestimated? Yeah, right.